January 2020 newsletter edition

-with Damian Pugh

Are you insured for damage caused to your boat resulting from a Cyclone?

Understanding what insurance cover, you need for your Boat can be complex, price whilst an important consideration doesn’t always dictate the level of cover a policy affords to the policy holder.

How long has it been since you have reviewed your boat insurance coverage?

 

Insurers change the terms and conditions of their policy wordings and whilst they have an obligation to their clients to provide written notice of any changes that reduce the level of cover originally provided, quite often the notices inadvertently are overlooked  or not fully understood by the policy holder due in part to the number of documents  the Insurers provide either at renewal or when a new policy has been taken up with an Insurer.

In recent times , regardless of the Insurers brand, there have been a number of changes relating to Cyclone/ Storm damage, all of which have the potential if not fully understood to affect  a policy holders level of cover.

For a free, no obligation assessment of your current insurance arrangements , please contact me on 0439 771 109 or via email damianp@insuranceaid.com.au.

Helm Insurance Services operates as a totally independent Marine Insurance Broker. I’m on the side of boaties – helping you to identify the best options and to avoid the pitfalls when it comes to insuring one of your most valuable assets.

Any advice contained in this article is of a general nature only and may not apply or be right for you as it does not take into account your objectives, financial situation or needs. Before acting on any advice provided in this article, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs.

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HELM INSURANCE

with Damian Pugh

October social news 2019

Boat Insurance can be overwhelming.

Understanding what insurance cover, you need for your Boat can be complex, particularly as boats generally are very diverse assets, largely dependent upon the individual owner.

It can be devastating if you get it wrong, so it does pay to have an Insurance Broker on your side who knows Boats and Boat Insurance.

As your Insurance Broker, I work for you, not the Insurers. Utilising my 25 years Marine Underwriting experience in Boat Insurance , I’ll take the hard work out of getting the right cover for you , arrange the policy  and manage the administration of any  claims if and when you need to claim.

For a free, no obligation assessment of your current insurance arrangements , please contact me on 0439 771 109 or via email damianp@insuranceaid.com.au.

Helm Insurance Services operates as a totally independent Marine Insurance Broker. I’m on the side of boaties – helping you to identify the best options and to avoid the pitfalls when it comes to insuring one of your most valuable assets.

Any advice contained in this article is of a general nature only and may not apply or be right for you as it does not take into account your objectives, financial situation or needs. Before acting on any advice provided in this article, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs.

Damian Pugh

Authorised Representative 1263255

m: 0439 771 109  p: 07 3630 1823  f: 07 3630 1623

e: damianp@insuranceaid.com.au  | w: www.insuranceaid.com.au

a: Unit 9 35 Paringa Road  Murarrie  QLD 4172

Helm Insurance Services Pty Ltd – Authorised Representative No. – 1263254

ACN: 625 195 619 | ABN 30 625 195 619

Corporate Authorised Representative of Insurance Aid General Brokers Partnership Pty Ltd AFS Licence No. – 239049